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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to apply and excellent customer service

Easy to apply and excellent customer service Reviewed on: 28th February 2025

Credit Card

Great card to use no problems at all Reviewed on: 28th February 2025

Zopa is amazing credit card they always offer good t...

Zopa is amazing credit card they always offer good to there customers.. Reviewed on: 28th February 2025

Very good, great customer service

Very good, great customer service Reviewed on: 28th February 2025

I have been very satisfied with my experience with Z...

I have been very satisfied with my experience with Zopa no hassle and easy to use online and also love the fact that if i have money to spare i can make additional payments as well as the monthly direct debit that I can increase whenever I want Reviewed on: 28th February 2025

Excellent overall service, great company to get cred...

Excellent overall service, great company to get credit from, keep you upto date with everything to do with your account. Reviewed on: 28th February 2025

Customer service has been very helpful

Customer service has been very helpful in Reviewed on: 28th February 2025

All round great service

Easy to apply use and pay with a great app and customer service Reviewed on: 28th February 2025

I have been with Zola credit card list last two years.

I have been with Zola credit card list last two years. I never had an issue always great always good wonderful. Reviewed on: 28th February 2025

Best bank & credit card

Cheap and rewarding ,it has good benefits for giving back to society Reviewed on: 28th February 2025

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