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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

All round great service

Easy to apply use and pay with a great app and customer service Reviewed on: 28th February 2025

I have been with Zola credit card list last two years.

I have been with Zola credit card list last two years. I never had an issue always great always good wonderful. Reviewed on: 28th February 2025

Best bank & credit card

Cheap and rewarding ,it has good benefits for giving back to society Reviewed on: 28th February 2025

Amazing experience with Zopa.

Amazing experience with Zopa. Now with the beta basic account I feels like it will be a great experience to have a normal account and a credit card in the same app Reviewed on: 28th February 2025

Good but could use more credit increases

Good but could use more credit increases Reviewed on: 28th February 2025

I’ve always found Zoopla a very understanding company

I’ve always found Zoopla a very understanding company Reviewed on: 28th February 2025

Good service quality helps full and serious customers

Good service quality helps full and serious customers Reviewed on: 28th February 2025

Excellent service definitely recommend

Very quick and easy to set up nice low affordable payment plans Reviewed on: 28th February 2025

I have found the whole process of applying for Zopa...

I have found the whole process of applying for Zopa card straightforward and very user friendly. Reviewed on: 28th February 2025

Car and credit card , sorted

Got finance for my car , great rates and great phone app Also my credit card Reviewed on: 28th February 2025

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