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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

It was easy ro apply and they were very helpful.

It was easy ro apply and they were very helpful. Interest is good Reviewed on: 28th February 2025

Zopa was the first card that accepted me after poor...

Zopa was the first card that accepted me after poor credit - and I’m happy and kept up to date with the payments Reviewed on: 28th February 2025

Quick and efficient service never had any priblems

Quick and efficient service never had any priblems Reviewed on: 28th February 2025

Easy to apply and excellent customer service

Easy to apply and excellent customer service Reviewed on: 28th February 2025

Credit Card

Great card to use no problems at all Reviewed on: 28th February 2025

Zopa is amazing credit card they always offer good t...

Zopa is amazing credit card they always offer good to there customers.. Reviewed on: 28th February 2025

Very good, great customer service

Very good, great customer service Reviewed on: 28th February 2025

I have been very satisfied with my experience with Z...

I have been very satisfied with my experience with Zopa no hassle and easy to use online and also love the fact that if i have money to spare i can make additional payments as well as the monthly direct debit that I can increase whenever I want Reviewed on: 28th February 2025

Excellent overall service, great company to get cred...

Excellent overall service, great company to get credit from, keep you upto date with everything to do with your account. Reviewed on: 28th February 2025

Customer service has been very helpful

Customer service has been very helpful in Reviewed on: 28th February 2025

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