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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to use app.

Easy to use app. Reasonable rates. Reviewed on: 28th February 2025

Good bay, very good, accept very site

Good bay, very good, accept very site Reviewed on: 28th February 2025

Great credit & friendly customer service

Great credit & friendly customer service Reviewed on: 28th February 2025

Good service and good understanding

Good service and good understanding Reviewed on: 28th February 2025

Really good informationon all aspects

Really good information on all aspects Reviewed on: 28th February 2025

Great App. Great Service

Very easy to set up and mange the account using their app. Reviewed on: 28th February 2025

Excellent service

I am happy to use zopa credit card ,they are very helpful to manage my daily expenses Reviewed on: 28th February 2025

It was easy ro apply and they were very helpful.

It was easy ro apply and they were very helpful. Interest is good Reviewed on: 28th February 2025

Zopa was the first card that accepted me after poor...

Zopa was the first card that accepted me after poor credit - and I’m happy and kept up to date with the payments Reviewed on: 28th February 2025

Quick and efficient service never had any priblems

Quick and efficient service never had any priblems Reviewed on: 28th February 2025

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