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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing experience with Zopa.

Amazing experience with Zopa. Now with the beta basic account I feels like it will be a great experience to have a normal account and a credit card in the same app Reviewed on: 28th February 2025

Good but could use more credit increases

Good but could use more credit increases Reviewed on: 28th February 2025

I’ve always found Zoopla a very understanding company

I’ve always found Zoopla a very understanding company Reviewed on: 28th February 2025

Good service quality helps full and serious customers

Good service quality helps full and serious customers Reviewed on: 28th February 2025

Excellent service definitely recommend

Very quick and easy to set up nice low affordable payment plans Reviewed on: 28th February 2025

I have found the whole process of applying for Zopa...

I have found the whole process of applying for Zopa card straightforward and very user friendly. Reviewed on: 28th February 2025

Car and credit card , sorted

Got finance for my car , great rates and great phone app Also my credit card Reviewed on: 28th February 2025

This card is very good and I really enjoy it,...

This card is very good and I really enjoy it, thank you Reviewed on: 28th February 2025

Excellent Customer Service and always willing to go...

Excellent Customer Service and always willing to go the extra mile to help you Reviewed on: 28th February 2025

Very easy to use love the app easy to get...

Very easy to use love the app easy to get information Reviewed on: 28th February 2025

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