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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I have savings and credit card abd bank account with...

I have savings and credit card abd bank account with Zopa best ever Reviewed on: 26th February 2025

From the initial applying for a card and using it.

From the initial applying for a card and using it. Zopa have been awesome. Easy to use and have been spot on Reviewed on: 25th February 2025

Efficiency, great customer service, good app

Efficiency, great customer service, good app Reviewed on: 25th February 2025

Fabulous staff.

On the rare occasion when I've had to speak to someone they have always been very friendly, informative and helpful. Reviewed on: 25th February 2025

Zopa is the best card to use abroad we love Zopa gre...

Zopa is the best card to use abroad we love Zopa great rates fab website really great service Reviewed on: 24th February 2025

Credit card charges

They always keep you updated with any changes Reviewed on: 24th February 2025

Excellent service

Excellent service. Great product. Reviewed on: 24th February 2025

awesome card awesome service

when had a scam scare sorted it quickly, the buffer option is brilliant Reviewed on: 24th February 2025

Easy access

An easy to use app, self explanatory and when I ask a question I always get an answer Reviewed on: 23rd February 2025

Best Around!

I have everything except my mortgage with Zopa. Their interactive dashboard is easy to navigate and exceptionally informative. They make things easy to understand, apply for and also invest in. I wouldn’t go anywhere else. Reviewed on: 23rd February 2025

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