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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa is the best card to use abroad we love Zopa gre...

Zopa is the best card to use abroad we love Zopa great rates fab website really great service Reviewed on: 24th February 2025

Credit card charges

They always keep you updated with any changes Reviewed on: 24th February 2025

Excellent service

Excellent service. Great product. Reviewed on: 24th February 2025

awesome card awesome service

when had a scam scare sorted it quickly, the buffer option is brilliant Reviewed on: 24th February 2025

Easy access

An easy to use app, self explanatory and when I ask a question I always get an answer Reviewed on: 23rd February 2025

Best Around!

I have everything except my mortgage with Zopa. Their interactive dashboard is easy to navigate and exceptionally informative. They make things easy to understand, apply for and also invest in. I wouldn’t go anywhere else. Reviewed on: 23rd February 2025

A good start to credit building.

A good start to credit building. Reviewed on: 23rd February 2025

Brought happiness to my family

Excellent service a must to have Reviewed on: 23rd February 2025

Zopa are the best for all your banking and ,personal...

Zopa are the best for all your banking and ,personal loans, easy to use ,and great value! Thanks Zopa for all your help Reviewed on: 22nd February 2025

would recommend

Great service, easy to use app and representitives very helpful Reviewed on: 22nd February 2025

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