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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Excellent service great card

Brilliant service love my card used it alot Reviewed on: 18th February 2025

Easy to use App.

Easy to use App. Zero charge on overseas transactions is a good added benefit Reviewed on: 18th February 2025

Very helpful and easy to apply.

Very helpful and easy to apply. The customer support is very nice and understands every situation! Reviewed on: 17th February 2025

Been with Zopa for years, always get an excellent se...

Been with Zopa for years, always get an excellent service Reviewed on: 17th February 2025

I have good experience thanks in that costumer serv...

I have good experience thanks in that costumer service I get Reviewed on: 17th February 2025

Always professional.

Always professional. Statements on time. Easy to navigate. Reviewed on: 17th February 2025

Zopa credit card is perfect service.

Zopa credit card use very easy, I used everywhere in shop, could to use cash mashine and to pay bills. I like your service so much. Thank you very much. Reviewed on: 17th February 2025

Good for people with bad credit

Have a bit of bad credit struggled to get a card but zopa gave me the chance Reviewed on: 15th February 2025

Good evening.

Good evening. I am very satisfied with Zopa Credit Bararat Reviewed on: 14th February 2025

My experience is very Good.

My experience is very Good. I am very happy to use zopa. Reviewed on: 11th February 2025

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