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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Been with Zopa for years, always get an excellent se...

Been with Zopa for years, always get an excellent service Reviewed on: 17th February 2025

I have good experience thanks in that costumer serv...

I have good experience thanks in that costumer service I get Reviewed on: 17th February 2025

Always professional.

Always professional. Statements on time. Easy to navigate. Reviewed on: 17th February 2025

Zopa credit card is perfect service.

Zopa credit card use very easy, I used everywhere in shop, could to use cash mashine and to pay bills. I like your service so much. Thank you very much. Reviewed on: 17th February 2025

Good for people with bad credit

Have a bit of bad credit struggled to get a card but zopa gave me the chance Reviewed on: 15th February 2025

Good evening.

Good evening. I am very satisfied with Zopa Credit Bararat Reviewed on: 14th February 2025

My experience is very Good.

My experience is very Good. I am very happy to use zopa. Reviewed on: 11th February 2025

Happy customer

Your service is excellent. Good service. Reviewed on: 7th February 2025

The credit card which keeps you in control

Very good app to help control spending on the card. Transactions are updated quickly and with no issues. Have not had a single problem spending or paying balances off. The app is easy to use and very well laid out. No menu after menu after menu to go through...just nice quick and effecient Reviewed on: 5th February 2025

Informativeness - straightforward-advice

Informativeness - straightforward-advice Reviewed on: 4th February 2025

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