Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Happy customer

Your service is excellent. Good service. Reviewed on: 7th February 2025

The credit card which keeps you in control

Very good app to help control spending on the card. Transactions are updated quickly and with no issues. Have not had a single problem spending or paying balances off. The app is easy to use and very well laid out. No menu after menu after menu to go through...just nice quick and effecient Reviewed on: 5th February 2025

Informativeness - straightforward-advice

Informativeness - straightforward-advice Reviewed on: 4th February 2025

Straight forward and clear application process.

Straight forward and clear application process. Instant decision. App clear and easy to use. Reviewed on: 4th February 2025

Very good and excellent.

Very good and excellent. I like with heart . Good company. Reviewed on: 3rd February 2025

Great service

Great service, quick to sort out any issues, putting customer first Reviewed on: 2nd February 2025

Happy Quick and simple

Quick and simple easy to set up . Any problems solved Reviewed on: 1st February 2025

Service is very excellent.

Service is very excellent. Easy to use and easy to repay. Love this card. Reviewed on: 1st February 2025

Quick and easy application.

Quick and easy application. I was very impresses with the immediate application and great service Reviewed on: 31st January 2025

Good informative Clear accurate nnnnnnn

Good informative Clear accurate nnnnnnn Reviewed on: 31st January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Zero Credit Card
from Santander 4.21 from 21 reviews
Credit card
from Yonder 4.97 from 950 reviews
Credit card
from 118 118 Money 4.85 from 5634 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub