Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

It was fairly quick and easy to apply for zopa ,im t...

It was fairly quick and easy to apply for zopa ,im thinking of opening a bank account with zopa. Reviewed on: 30th January 2025

;) :) :* i like, very good Credit card...

;) :) :* i like, very good Credit card Reviewed on: 26th January 2025

Easy to access, app works perfectly

Easy to access, app works perfectly Reviewed on: 24th January 2025

Zopa helped me when I couldn't find credit .

Zopa helped me when I couldn't find credit . So easy to set up Reviewed on: 23rd January 2025

Very easy to set up, great app easy to use, many use...

Very easy to set up, great app easy to use, many useful features, credit score/budgeting etc. Reviewed on: 23rd January 2025

great service

My experience with Zopa has been great the customer service has been amazing Reviewed on: 23rd January 2025

I wanted to improve my credit rating, and Zopa has g...

I wanted to improve my credit rating, and Zopa has given me the opportunity to do that. Reviewed on: 23rd January 2025

Very helpful and friendly and very efficient and ver...

Very helpful and friendly and very efficient and very quick service Thank You Reviewed on: 23rd January 2025

Very quick application easy app to use and simple

Very quick application easy app to use and simple Reviewed on: 23rd January 2025

Great experience.

Great experience. Amazing service. Would like to refer to everybody Reviewed on: 22nd January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.20 from 19 reviews
Credit card
from Chase Bank 4.94 from 379 reviews
Credit Card
from Metro Bank 4.86 from 880 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub