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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Straight forward and clear application process.

Straight forward and clear application process. Instant decision. App clear and easy to use. Reviewed on: 4th February 2025

Very good and excellent.

Very good and excellent. I like with heart . Good company. Reviewed on: 3rd February 2025

Great service

Great service, quick to sort out any issues, putting customer first Reviewed on: 2nd February 2025

Happy Quick and simple

Quick and simple easy to set up . Any problems solved Reviewed on: 1st February 2025

Service is very excellent.

Service is very excellent. Easy to use and easy to repay. Love this card. Reviewed on: 1st February 2025

Quick and easy application.

Quick and easy application. I was very impresses with the immediate application and great service Reviewed on: 31st January 2025

Good informative Clear accurate nnnnnnn

Good informative Clear accurate nnnnnnn Reviewed on: 31st January 2025

It was fairly quick and easy to apply for zopa ,im t...

It was fairly quick and easy to apply for zopa ,im thinking of opening a bank account with zopa. Reviewed on: 30th January 2025

;) :) :* i like, very good Credit card...

;) :) :* i like, very good Credit card Reviewed on: 26th January 2025

Easy to access, app works perfectly

Easy to access, app works perfectly Reviewed on: 24th January 2025

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