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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa helped me when I couldn't find credit .

Zopa helped me when I couldn't find credit . So easy to set up Reviewed on: 23rd January 2025

Very easy to set up, great app easy to use, many use...

Very easy to set up, great app easy to use, many useful features, credit score/budgeting etc. Reviewed on: 23rd January 2025

great service

My experience with Zopa has been great the customer service has been amazing Reviewed on: 23rd January 2025

I wanted to improve my credit rating, and Zopa has g...

I wanted to improve my credit rating, and Zopa has given me the opportunity to do that. Reviewed on: 23rd January 2025

Very helpful and friendly and very efficient and ver...

Very helpful and friendly and very efficient and very quick service Thank You Reviewed on: 23rd January 2025

Very quick application easy app to use and simple

Very quick application easy app to use and simple Reviewed on: 23rd January 2025

Great experience.

Great experience. Amazing service. Would like to refer to everybody Reviewed on: 22nd January 2025

Zopa Credit Card has been a game-changer for me!

Zopa Credit Card has been a game-changer for me! The app is incredibly user-friendly, offering real-time spending insights and easy management of payments. I appreciate the flexible credit limits and competitive interest rates, which make it a great choice for everyday use. Highly recommend it for anyone looking for a hassle-free, modern credit card experience Reviewed on: 22nd January 2025

Easy process through out, no issue, all very clear

Easy process through out, no issue, all very clear Reviewed on: 22nd January 2025

Very happy with

They been very helpful given me a card Reviewed on: 22nd January 2025

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