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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Zopa Credit Card has been a game-changer for me!

Zopa Credit Card has been a game-changer for me! The app is incredibly user-friendly, offering real-time spending insights and easy management of payments. I appreciate the flexible credit limits and competitive interest rates, which make it a great choice for everyday use. Highly recommend it for anyone looking for a hassle-free, modern credit card experience Reviewed on: 22nd January 2025

Easy process through out, no issue, all very clear

Easy process through out, no issue, all very clear Reviewed on: 22nd January 2025

Very happy with

They been very helpful given me a card Reviewed on: 22nd January 2025

Zopa is so easy to get on with offering you differen...

Zopa is so easy to get on with offering you different deals, and keeping you in the loop all the time Reviewed on: 22nd January 2025

Easy to use credit card and app.

Easy to use credit card and app. Also, good starting credit limit. Reviewed on: 22nd January 2025

The process applying with Zopa was very smooth and c...

The process applying with Zopa was very smooth and comfortable, updates from Zopa were also very swift and dealt with in a very professional manner. Reviewed on: 22nd January 2025

Very good helpful

Very good customer support and customer service very helpful to me when I had a problem highly recommended Reviewed on: 22nd January 2025

Brilliant service and very good rate

Brilliant service and very good rate Reviewed on: 22nd January 2025

They have been easy to use and great customer servic...

They have been easy to use and great customer service, sorting anything going above and beyond to help when I've needed them. I would happily recommend them to my friends and family. Reviewed on: 22nd January 2025

Very efficient, works perfectly.

Very efficient, works perfectly. No negatives Reviewed on: 21st January 2025

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