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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa is so easy to get on with offering you differen...

Zopa is so easy to get on with offering you different deals, and keeping you in the loop all the time Reviewed on: 22nd January 2025

Easy to use credit card and app.

Easy to use credit card and app. Also, good starting credit limit. Reviewed on: 22nd January 2025

The process applying with Zopa was very smooth and c...

The process applying with Zopa was very smooth and comfortable, updates from Zopa were also very swift and dealt with in a very professional manner. Reviewed on: 22nd January 2025

Very good helpful

Very good customer support and customer service very helpful to me when I had a problem highly recommended Reviewed on: 22nd January 2025

Brilliant service and very good rate

Brilliant service and very good rate Reviewed on: 22nd January 2025

They have been easy to use and great customer servic...

They have been easy to use and great customer service, sorting anything going above and beyond to help when I've needed them. I would happily recommend them to my friends and family. Reviewed on: 22nd January 2025

Very efficient, works perfectly.

Very efficient, works perfectly. No negatives Reviewed on: 21st January 2025

Just absolutely fantastic great company

Just absolutely fantastic, always great communication helpful reminder service fantastic customer support service Reviewed on: 21st January 2025

Fantastic customer service and outstanding product

Fantastic customer service and outstanding product Reviewed on: 21st January 2025

The app is clear, with a strong brand, provides clar...

The app is clear, with a strong brand, provides clarity and is easy to use. Would be greatly improved if he card could be added to an Apple Wallet Reviewed on: 21st January 2025

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