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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great customer service.

Great customer service. Easy to understand .app really useful Reviewed on: 21st January 2025

Very good cridet card for me i like it

Very good cridet card for me i like it Reviewed on: 21st January 2025

Great app, easy to manage.

Great app, easy to manage. Everything you need at your fingertips. Reviewed on: 21st January 2025

A reliable helping hand

Would like to see a lower interest rate! But it has proved a godsend in difficult times,especially recently with my.dog being ill. Reviewed on: 21st January 2025

The Zopa credit card is fantastic!

The Zopa credit card is fantastic! The app is simple to use, with clear spending breakdowns and instant notifications. Rates are competitive, and there are no hidden fees. Customer service is excellent—helpful and quick to respond. Highly recommend! Reviewed on: 21st January 2025

I got the card quick and easy to use and nice friend...

I got the card quick and easy to use and nice friendly staff Reviewed on: 21st January 2025

Excellent service!

Excellent service! Great company to deal with. Reviewed on: 21st January 2025

Easy to use app.

Easy to use app. I had to order a new card and used webchat easily. Can’t fault the service, really easy to use and manage. Reviewed on: 21st January 2025

Zopa offer excellent advantages and a very reasonabl...

Zopa offer excellent advantages and a very reasonable apr,very helpful on the app and telephone Reviewed on: 20th January 2025

Super app

Super app with quick response and easy to use. Really good service. Reviewed on: 20th January 2025

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