Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Easy to use app.

Easy to use app. I had to order a new card and used webchat easily. Can’t fault the service, really easy to use and manage. Reviewed on: 21st January 2025

Zopa offer excellent advantages and a very reasonabl...

Zopa offer excellent advantages and a very reasonable apr,very helpful on the app and telephone Reviewed on: 20th January 2025

Super app

Super app with quick response and easy to use. Really good service. Reviewed on: 20th January 2025

Amazing online app.

Amazing online app.and clear instructions. Reviewed on: 20th January 2025

The Best Card to build Credit.

Simple language to understand. Excellent customer service. Reviewed on: 20th January 2025

a good starter card for a helping hand and used wise...

a good starter card for a helping hand and used wisely can help in lots of things had my card about 3 1/2 years and never had a problem great little back up when and if you need it. Reviewed on: 20th January 2025

Zopa's been a lifesaver for my credit score; most o...

Zopa's been a lifesaver for my credit score; most other places wouldn't touch me. Their communication's great, and I'm really happy. Reviewed on: 20th January 2025

Easy application to use.

Easy application to use. Would be good if more communication sent on how they can support and how you can support people older people who may not be able to access online Reviewed on: 20th January 2025

Congrats !!!

Very good and very nice app , congrats for what you doing!!! Reviewed on: 20th January 2025

Peace of mind

Was easy to apply, secure posting, and information, provided sensible limit on the card, easy app to use, great call centre when I called with a query, Regular information on security and statements and information on the banking itself and other services available to me, would recommend to friends that have struggled in the past to get a sensible limit and feel they got some emergency money backup somewhere. I feel safer having a credit card that I know I can afford. And I feel this company will help me manage it. Greta service Reviewed on: 20th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Credit Card
from American Express 4.74 from 25 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.19 from 14 reviews
Avios Credit Card
from TSB 3.20 from 19 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub