Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Zopa credit card are the best .

Zopa credit card are the best . I prefer everyone to use Zopa credit card Reviewed on: 20th January 2025

Never had any issues with my Zopa Credit Card

Never had any issues with my Zopa Credit Card, everything is easy to access & manage Reviewed on: 20th January 2025

Just great service.

Just great service.. brilliant app. Reviewed on: 20th January 2025

Just like the ease of the card use

Just like the ease of the cards use. Reviewed on: 20th January 2025

It's an amazing experience to have a credit card wit...

It's an amazing experience to have a credit card with Zopa Reviewed on: 20th January 2025

Very easy to talk to and if there as been a problem...

Very easy to talk to and if there as been a problem they sort it out right away the app is very easy to work you way around the app and so easy to use and very easy to understand it I find it so easy to manage my account with it Reviewed on: 20th January 2025

Great customer service.great company

Great customer service. Great service in every department 100% happy customer. Do not tempt you with credit increases until they are certain you can afford it. Would 100% recommend to anybody Reviewed on: 20th January 2025

Very good zopa credit card I like this

Very good zopa credit card I like this Reviewed on: 20th January 2025

Nice easy to use App.

Nice easy to use App. Not had any issue with the card. Reviewed on: 19th January 2025

Millie29

I've been with you for a few months and I've found you very helpful and had no issues with you I can use my card and pay it back very easily Reviewed on: 19th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Hilton Honors Credit Card
from Barclaycard 4.17 from 11 reviews
Credit Card
from Shop Direct 4.64 from 6 reviews
Credit card
from Zempler Bank 4.89 from 5818 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub