Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Zopa works well for putting aside a buffer with an e...

Zopa works well for putting aside a buffer with an easy to use online app. It's easy to make payments and/or set up Direct Debits. They are quick to check up and prevent unauthorised transactions and I feel confident using their services. Reviewed on: 19th January 2025

It was really good.

It was really good. I get my card in minutes Reviewed on: 19th January 2025

Great Credit Card Ever

Brilliant, never got disappointed on the service received so far. Very satisfied with the starting credit limit. Reviewed on: 19th January 2025

It has been a good experience all around so far...

It has been a good experience all around so far Reviewed on: 19th January 2025

Modern Banking at its finest!

How modern banking should be with excellent app, great offers and support. I use Zopa for a number of products because it's a company I trust. Reviewed on: 19th January 2025

I was very pleasantly surprised at how easy applying...

I was very pleasantly surprised at how easy applying was. Reviewed on: 19th January 2025

Very good and money always there when needed

Very good and money always there when needed Reviewed on: 19th January 2025

Good card

Easy application, prompt service Reviewed on: 19th January 2025

It’s very convenient to use and no any problem purch...

It’s very convenient to use and no any problem purchasing for anything Reviewed on: 19th January 2025

Quick and easy, a great service.

Quick and easy, a great service. Reviewed on: 19th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 3.37 from 6 reviews
Clarity credit card
from Halifax 4.13 from 268 reviews
Credit Card
from Tymit 4.73 from 155 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub