Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Never had any issues so far

Never had any issues so far, easy card to use and app is simple to manage account. Reviewed on: 28th February 2025

It's been very good.

It's been very good. Easy app and everything is transparent. Reviewed on: 28th February 2025

I was attracted by the balance transfer I completed...

I was attracted by the balance transfer I completed that and then there’s really no difference between this bank and any other bank all of you could learn from Monzo Reviewed on: 28th February 2025

Awesome service, easy to use App with support availa...

Awesome service, easy to use App with support available 24/7! Reviewed on: 28th February 2025

Excellent Customer Service Experience!

Excellent Customer Service Experience!Gr Reviewed on: 26th February 2025

Zopa c/c

The card is so easy to use and keep track of spending and it's balance Reviewed on: 26th February 2025

I have savings and credit card abd bank account with...

I have savings and credit card abd bank account with Zopa best ever Reviewed on: 26th February 2025

From the initial applying for a card and using it.

From the initial applying for a card and using it. Zopa have been awesome. Easy to use and have been spot on Reviewed on: 25th February 2025

Efficiency, great customer service, good app

Efficiency, great customer service, good app Reviewed on: 25th February 2025

Fabulous staff.

On the rare occasion when I've had to speak to someone they have always been very friendly, informative and helpful. Reviewed on: 25th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Credit Card
from Lloyds Bank 4.23 from 57 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews
Credit Card
from thinkmoney 4.03 from 3 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub