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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Quick and easy, a great service.

Quick and easy, a great service. Reviewed on: 19th January 2025

The Greatest Bank on the Market

Great service from Zopa, fantastic and responsive service from their dedicated customer support channel. The app is easy to use and probably the best on the market. They beat all the big banks, hands down Reviewed on: 19th January 2025

Brilliant customer service and super website

Brilliant customer service and super website Reviewed on: 19th January 2025

Great no nonsense credit card east app

Great no nonsense credit card east app Reviewed on: 19th January 2025

Zopa made it very easy to get my new credit card acc...

Zopa made it very easy to get my new credit card account. The statements are very clear and sent to my email every month. I would highly recommend them. Reviewed on: 19th January 2025

Great product

Really easy process from applying to receiving my card, great communication and a credit limit that’s not too high, very easy app to manage your card so that you know exactly where you are Reviewed on: 19th January 2025

Surprised me how Easy it was to apply for online...

Surprised me how Easy it was to apply for online Reviewed on: 19th January 2025

Great service

Zopa have always been helpful and easy to communicate with their products are managed well Reviewed on: 19th January 2025

Great interest on credit card and great app nevwr ha...

Great interest on credit card and great app nevwr had any problems. Reviewed on: 19th January 2025

I like Zopa, i will recommend with pleasure.

I like Zopa , i will recommend with pleasure. They approve quickly, money.. I use the money very easy. Thanks Zopa for help me. I work with Zopa around 4 months but iam very happy they change my life. THANKS AGAIN ! Reviewed on: 19th January 2025

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