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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to apply and receive payment reminders.

Easy to apply and receive payment reminders. The app is great Reviewed on: 19th January 2025

Excellent service

Excellent services and peace of mind relationship. Reviewed on: 19th January 2025

Great, fantastic provider.

Great, fantastic provider. Worth signing upto!! Zopa for the win!! Reviewed on: 19th January 2025

amazing credit card.

amazing credit card. comes with awesome insights and offers to future banking. the interest works out a lot cheaper than my other credit cards. it works completely different to other credit cards, all payments mad come off the previous months balance. this means that you only pay interest on the sum of what's left, about 5 times cheaper than my other card with the same credit limit. Reviewed on: 19th January 2025

never had a problem with them and im always kept up...

never had a problem with them and im always kept up to date on my account Reviewed on: 18th January 2025

Only positive experience.

Only positive experience. The card it’s really good, the rates are good, customer service helpful. Reviewed on: 18th January 2025

Great company

Great. Hello you see what you need to do, app is great Reviewed on: 18th January 2025

In control

As I received my card I've been in control and zopa have always communicated with me through there app and let me pay extra or my minimum amount. Reviewed on: 18th January 2025

I enjoy the Zopa card and its differences

I enjoy the Zopa card and its differences Reviewed on: 18th January 2025

Easy to use

Easy to use and set up with clear instructions and help available if needed customer services are very responsive and are extremely responsive Reviewed on: 18th January 2025

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