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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa has given me responsible financial freedom.

Zopa has given me responsible financial freedom.. Reviewed on: 17th January 2025

Excellent Excellent Excellent I have contacted Zopa...

Excellent Excellent Excellent I have contacted Zopa couple of times but every time they have sorted there Excellent staff Reviewed on: 17th January 2025

I always found zopa.

I always found zopa.gives an excellent service Reviewed on: 17th January 2025

Customer agent was not knowledgeable poor in En...

Customer agent was not knowledgeable very poor in English Reviewed on: 17th January 2025

Zopa is very good

Zopa help me out with the Credit card I am very happy with them 100% Reviewed on: 17th January 2025

Excellent service

Excellent service. Lots of feature on the application from where you can manage and see important information at the finger tips. Reviewed on: 17th January 2025

The perfect card

I have a low credit score and this card has helped me build a better credit. I have saved with them for over a year to. Reviewed on: 17th January 2025

Great credit card, widely accepted

Great credit card, widely accepted, no overseas charges, one of my favourites Reviewed on: 17th January 2025

Credit made easy

Easy experienced all round with my credit card servicing Reviewed on: 17th January 2025

Very good and very helpful I am very impressed

Very good and very helpful I am very impressed Reviewed on: 17th January 2025

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