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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent company to improve credit rating

Excellent company to improve credit rating Reviewed on: 17th January 2025

Overall I'm happy

Ive had no issues I'm getting on well with it. So overall happy. Reviewed on: 17th January 2025

Very good 10

Very good card to use for the daily Reviewed on: 17th January 2025

Easy to understand terms and conditions staff very h...

Easy to understand terms and conditions staff very helpful I have already recommended to friends Reviewed on: 17th January 2025

Really happy with zoopa.

Really happy with zoopa. Excellence service would recommend Reviewed on: 17th January 2025

Incredible

Incredible, amazing easy to understand Reviewed on: 17th January 2025

Satisfactory up to date app

Satisfactory very straightforward app Reviewed on: 17th January 2025

Excellent customer service and easy online app

Excellent customer service and easy online app Reviewed on: 17th January 2025

Good allround experience and easy application to use

Good allround experience and easy application to use Reviewed on: 17th January 2025

Zopa is very easy to use and has a low interest rate.

Zopa is very easy to use and has a low interest rate. Reviewed on: 17th January 2025

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