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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa are a responsible lender only allowing affordab...

Zopa are a responsible lender only allowing affordable credit limits Reviewed on: 17th January 2025

Good professional customer service.

Good professional customer service. Keep me updated. Very friendly company. Reviewed on: 17th January 2025

One few cards that have real time balance updates

One of the very few cards that have real time balance updates when you deposit/pay towards your card. I like it for being transparent and for credit builders their interest rate is better than average Reviewed on: 17th January 2025

My experience with Zopa has always been, they have b...

My experience with Zopa has always been, they have been very helpful and a professional company Reviewed on: 17th January 2025

I’ve never had a bad experience with you and everyth...

I’ve never had a bad experience with you and everything is really good Reviewed on: 17th January 2025

Always great when needing help, will definitely reco...

Always great when needing help, will definitely recommended to others Reviewed on: 17th January 2025

Absolutely amazing .

Absolutely amazing . I really recommend for everyone Reviewed on: 17th January 2025

Accountability.

Accountability. They keep there customer up to date and the customer service is excellent Reviewed on: 17th January 2025

Very easy app to use.

Very easy app to use. Great customer service. Reviewed on: 17th January 2025

Credit enhancing and free use abroad

Card enabled me to enhance my credit score and spend in Europe without charges. Reviewed on: 17th January 2025

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