Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Always great when needing help, will definitely reco...

Always great when needing help, will definitely recommended to others Reviewed on: 17th January 2025

Absolutely amazing .

Absolutely amazing . I really recommend for everyone Reviewed on: 17th January 2025

Accountability.

Accountability. They keep there customer up to date and the customer service is excellent Reviewed on: 17th January 2025

Very easy app to use.

Very easy app to use. Great customer service. Reviewed on: 17th January 2025

Credit enhancing and free use abroad

Card enabled me to enhance my credit score and spend in Europe without charges. Reviewed on: 17th January 2025

Fantastic credit card highly recommend

Perfect best credit card ever recommend fantastic bother with anyone else have lots of saving deals easy access the app get updated statements highly recommend to my family and friends Reviewed on: 17th January 2025

good interest rate without unnecessary fees

good interest rate without unnecessary fees Reviewed on: 17th January 2025

Very helpful financial and low interest and easy acc...

Very helpful financial and low interest and easy access. Reviewed on: 17th January 2025

Great and efficient service.

Great and efficient service... great help. Reviewed on: 17th January 2025

Thay are easy to find and talk to

Thay are easy to find and talk to Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Wave (inactive) 2.82 from 3 reviews
Aqua credit cards
from NewDay 4.89 from 3309 reviews
Credit builder card
from thimbl. 4.92 from 18 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub