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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022
Michael 's avatar
Michael

Zopa credit card

5
Zopa is an excellent and flexible credit card Reviewed on: 17th January 2025
patrick2515@icloud.com's avatar
[email protected]

Good choice

5
Excellent card highly recommended easy to use and app so easy to use Reviewed on: 17th January 2025
TA's avatar
TA

I started off with a credit card with £200 limit to...

5
I started off with a credit card with £200 limit to build my credit and it helped me GREATLY increasing my credit score. I can’t thank Zopa enough for helping me financially and with my credit I eventually raised my limit to £700 and opened a bank account with Zopa I am planning to open up a savings account with Zopa too as soon as I pay off my credit card bill Reviewed on: 17th January 2025
Tay's avatar
Tay

Timely and professional.

5
Timely and professional. Great app experience Reviewed on: 17th January 2025
Cliff Heskins's avatar
Cliff Heskins

Very helpful and understanding.

5
Very helpful and understanding. Zopa has always been available when I need to use their services. A very trusted service. Reviewed on: 17th January 2025
James P's avatar
James P

Faultless experience.

5
Faultless experience. My only issue is that Zopa have been very slow in offering any increase in my credit limit. Reviewed on: 17th January 2025
David S's avatar
David S

Opened an isa brilliant service fast and efficient .

5
Opened an isa brilliant service fast and efficient . Reviewed on: 17th January 2025
diane ruck's avatar
diane ruck

Zopa credit card is very Good and it's also a part o...

5
Zopa credit card is very Good and it's also a part of my Life. Reviewed on: 17th January 2025
Ajas kamal's avatar
Ajas kamal

Brilliant all-rounder

5
I have a savings accounts, credit card and have previously had a loan with Zopa - excellent service on all Reviewed on: 17th January 2025
Frances Maguire's avatar
Frances Maguire

Zopa credit card

5
Good initial experience from Zopa.app is clear and easy to use with lots of other options for savings Reviewed on: 17th January 2025
Darren B's avatar
Darren B

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