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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great online bank easy to use app I’ve been with Zop...

Great online bank easy to use app I’ve been with Zopa over 12 months and it’s a 10/10 from Kev Reviewed on: 17th January 2025

Always giving you credit increases 2 times a year

Always giving you credit increases 2 times a year Reviewed on: 17th January 2025

Very clear communication on offers

Very clear communication on offers Reviewed on: 17th January 2025

I like the simplicity and the app is straight forward.

I like the simplicity and the app is straight forward. Reviewed on: 17th January 2025

Friendly, knowleageable and fast to reply

Its not often I have had to contact them inperson, but when I have, on ech ccasion the person was friendly and helpful. They made sure I understood everything. Reviewed on: 17th January 2025

Good customer service helpful and efficient

Good customer service helpful and efficient Reviewed on: 17th January 2025

It’s been an excellent experience with Zopa and I wo...

It’s been an excellent experience with Zopa and I would say they have been the best so far Reviewed on: 17th January 2025

Great Service!

I have been using Zopa credit card since 2024 and have found their service to be great. One time i had a problem logging into my account and their customer service team were diligent in helping me resolve the issue in no time Reviewed on: 17th January 2025

Great card

Great card no issues. Useful to have Reviewed on: 17th January 2025

Had great experience since day one

Had great experience since day one Reviewed on: 17th January 2025

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