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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Friendly, knowleageable and fast to reply

Its not often I have had to contact them inperson, but when I have, on ech ccasion the person was friendly and helpful. They made sure I understood everything. Reviewed on: 17th January 2025

Good customer service helpful and efficient

Good customer service helpful and efficient Reviewed on: 17th January 2025

It’s been an excellent experience with Zopa and I wo...

It’s been an excellent experience with Zopa and I would say they have been the best so far Reviewed on: 17th January 2025

Great Service!

I have been using Zopa credit card since 2024 and have found their service to be great. One time i had a problem logging into my account and their customer service team were diligent in helping me resolve the issue in no time Reviewed on: 17th January 2025

Great card

Great card no issues. Useful to have Reviewed on: 17th January 2025

Had great experience since day one

Had great experience since day one Reviewed on: 17th January 2025

I have a loan and credit card with zopa.

I have a loan and credit card with zopa. The app is very easy to use Reviewed on: 17th January 2025

Great app.

Great app. Fantastic customer support. Email notifications with statements and payment reminders. Brilliant Reviewed on: 17th January 2025

. yippee.

Love how it shows up almost immediately what you’ve paid off and is very easy app to use Reviewed on: 17th January 2025

I have no problem with Zopa find them helpful and fr...

I have no problem with Zopa find them helpful and friendly and a good service. Reviewed on: 17th January 2025

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