Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Zopa has helped me rebuild my credit score and has h...

Zopa has helped me rebuild my credit score and has helped me along the way with queries. Great app too. Reviewed on: 17th January 2025

Excellent service and excellent product

Excellent service and excellent product Reviewed on: 17th January 2025

App is good and easy to use and set up

App is good and easy to use and set up Reviewed on: 17th January 2025

Great company

Great company to deal with. The app is easy to navigate. Interest is fair. Very satisfied overall and mu primary credit card. Reviewed on: 17th January 2025

Always good experience, very easy app to navigate ve...

Always good experience, very easy app to navigate very straight forward transaction Reviewed on: 17th January 2025

I found zopa very easy to use and very helpful and s...

I found zopa very easy to use and very helpful and straightforward Reviewed on: 17th January 2025

They give good advice and reminders about you spending

They give good advice and reminders about you spending Reviewed on: 17th January 2025

Never had any issues and always had great communicat...

Never had any issues and always had great communication Reviewed on: 17th January 2025

Fantastic company always helpful efficient and great...

Fantastic company always helpful efficient and great at keeping you on track with your finances Reviewed on: 17th January 2025

Great experience

Great experience. No hassle easy to work with Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Halifax 4.56 from 63 reviews
Credit card
from M&S Bank - Marks and Spencer 2.94 from 196 reviews
Everyday Credit Card
from Creation 2.72 from 20 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69083 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub