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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Best on the market by far!

I’ve had 5 credit cards with different companies and Zopa are by far the best. Their app is certainly the best and easiest to use. Communication is also 10/10. Reviewed on: 17th January 2025

Good service and wen i need help they’re help me I’m...

Good service and wen i need help they’re help me I’m really happy with Zopa credit card thanks Reviewed on: 17th January 2025

User friendly experience, very simple and straight f...

User friendly experience, very simple and straight forward, good interest rates and customer support, highly recommend, 5 stars experience. Reviewed on: 17th January 2025

Easy to use app.

Easy to use app. Quick replys Good rates Reviewed on: 17th January 2025

Great service I love the app so simple

Great service I love the app so simple Reviewed on: 17th January 2025

Very easy to use and very straight forward

Very easy to use and very straight forward Reviewed on: 17th January 2025

I am delighted with my Zopa card .

I am delighted with my Zopa card . It is helping me to take control of my finances with positive results. I can view my transactions on it . Make payments on time to my creditors. It saves me so much admin work too. I’ve added it to my apple wallet for more convenience when I’m shopping.Thanks To all the Zopa team .!! Reviewed on: 17th January 2025

I have really enjoyed being with you and l would rec...

I have really enjoyed being with you and l would recommend you to my friends and family Reviewed on: 17th January 2025

Outstanding, with zopa credit,I was able to manage a...

Outstanding, with zopa credit,I was able to manage and track my finances and avoiding unnecessary spending and this has improve my credit rating Reviewed on: 17th January 2025

Zopa is a quick and easy process which makes transac...

Zopa is a quick and easy process which makes transactions and day to day spending hassle free. Reviewed on: 17th January 2025

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