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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great services and customer service

Great services and customer service Reviewed on: 17th January 2025

It's a credit card that saves life.

It's a credit card that saves life. Good customer service Reviewed on: 17th January 2025

very serious staff and easy too manage money on acco...

very serious staff and easy too manage money on account ..... I really recommend ZOPA CREDIT CARD £££ Reviewed on: 17th January 2025

Zopa Credit Card is excellent

Zopa Credit Card is excellent, I use it for a particular purpose and pay it off every month, this card is faultless, and on the strength of that, I have just opened a Zopa Bank Account Reviewed on: 17th January 2025

Great at checking

Great at checking its me using the card and a code sent to double check Reviewed on: 17th January 2025

Very easy from start to finish even ordered a new ca...

Very easy from start to finish even ordered a new card over Christmas still came with 5 days Reviewed on: 17th January 2025

Very helpful and friendly service and excellent qual...

Very helpful and friendly service and excellent quality service and very polite and efficient service Reviewed on: 17th January 2025

Highly recommend

Excellent app that gives up to date info on your spending and gives excellent advice. Has really helped to improve my credit score. Reviewed on: 17th January 2025

Problem with a duplicate transaction was resolved an...

Problem with a duplicate transaction was resolved and paid back immediately when the timescale for investigation had expired. Statements are timely and reminders for payment ensure they are paid on time. Reviewed on: 17th January 2025

Great service

Card is s0 easy to use and service is excellent Reviewed on: 17th January 2025

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