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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa so Goodie.

Great credit card. Really easy to use and manage. The app always a great deal o flexibility too Reviewed on: 16th January 2025

I appliied for the credit card and the process was q...

I appliied for the credit card and the process was quite straightforwa. The only down side was that aI was given less than I anticipated. I guess they must have taken a lot into consideration. However they have been really helpful at a time when I was really in need! So thank you Zopa! Reviewed on: 16th January 2025

Actually cares

Always fair with usage, should I go over limit Always helps, and doesn't charge fees at every available opportunity Reviewed on: 16th January 2025

Great help very easy to understand excellent service

Great help very easy to understand excellent service Reviewed on: 16th January 2025

Its very nice product I recommend

Its very nice product I recommend Reviewed on: 16th January 2025

Took out a credit card as a emergency use card becau...

Took out a credit card as a emergency use card because there was no fees for it. If you don't use it. It still doesn't cost anything. Perfect for my needs. Reviewed on: 16th January 2025

Zopa is card is great

I'm a simple person I like things do be neet and clear for the eye and the Zopa card fullfiels all that what I need and more from a card . Reviewed on: 16th January 2025

Excellent help and advice

I have always had excellent help and advice even when there were problems with my account. Reviewed on: 16th January 2025

Extremely easy to use app, very happy with everything

Extremely easy to use and useful app, very happy Reviewed on: 16th January 2025

Very good service and the app easy to use

Very good service and the app easy to use Reviewed on: 16th January 2025

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