Smart Money People Logo

Zopa: Fixed term savings account reviews

4.93
Based on 1,785 reviews, last reviewed 4th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great saving incentives. Great saving incentives. And bonuses for using card. Most banks don’t do this! Any problem fixed very swiftly. Reviewed on: 4th September 2025
Danielle Croucher's avatar
Danielle Croucher

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1785)

Review of the Zopa, Fixed term savings account:

Just need to improve platform for amend our details

5
I didn’t put excellent because o can’t change my email address, despite following all their instructions online to do so. Regarding money, it is a very good ISA fixed term saving account. Good interest provided and competitive. Also allows for add money after it has been set up. Quick to withdraw money after the term was completed. Reviewed on: 28th February 2025

Opened a Zopa acct year or two ago and stayed with t...

5
Opened a Zopa acct year or two ago and stayed with them. They Look after their existing customers! Offer good savings rates Reviewed on: 26th April 2025

Zopa offers good interest rages and the app is custo...

5
Zopa offers good interest rages and the app is customer-friendly Reviewed on: 26th April 2025

Great app, great interest rates, easy to use

5
Great app, great interest rates, easy to use Reviewed on: 26th April 2025

Good, better than another card

5
Good, better than another card and nice to use Reviewed on: 25th April 2025

Excellent on line bank and a pleasure to work alongs...

5
Excellent on line bank and a pleasure to work alongside them Reviewed on: 25th April 2025

Easy to open and great savings rates, better than hi...

5
Easy to open and great savings rates, better than high street banks! Great app too which makes it easy to move money around and see my money grow! Reviewed on: 25th April 2025

Zopa has been by my side for more nearly 5 years now.

5
Zopa has been by my side for more nearly 5 years now. Reviewed on: 25th April 2025

Great savings account it helps you save with differe...

5
Great savings account it helps you save with different pots Reviewed on: 24th April 2025

Excellent financial provider.

5
I have been with Zopa for a year or more now. I have a bank account, credit card and savings account. My experience has been good. Feel secure with my finances and financial advice I get from Zopa. Good interest rate where savings are concern. Reviewed on: 24th April 2025

Easy - self explanatory- never had an issue - meets...

5
Easy - self explanatory- never had an issue - meets my needs Reviewed on: 24th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa
  • Cash ISA

    from Zopa 4.95 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
    View all products