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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

5
Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Great app to use professional banking services

5
Great app to use .friendly staff and good rates. Well done Reviewed on: 17th January 2025

Leading Brand

5
Since I've been with Zopa, they've always had a good 'lead' on other financial companies and the customer's services has remained excellent throughout that time. Reviewed on: 17th January 2025

Fantastic interest rates!

5
Fantastic rates which are greater than high street banks! Easy to use ap which is very easy to navigate through! Reviewed on: 17th January 2025

I have a credit card with zopa I also have a savings...

5
I have a credit card with zopa I also have a savings account the interest rate savings on it is brilliant Reviewed on: 17th January 2025

Great service and interest rates

5
I was looking for a good rate for savings and somewhere that was easily accessible and having previously had business with Zopa I didn’t hesitate to go with them. Excellent rates too. Reviewed on: 17th January 2025

Highly recommended

5
Excellent interest on my saving first class customer service Reviewed on: 17th January 2025

Easypeasy

5
Very easy to use and keeps you up to date with your savings easily Reviewed on: 17th January 2025

Iidea triple interest rate

5
Good idea triple interest rate giving max flexibility Reviewed on: 17th January 2025

Couldn't want more

5
Used got five years. Website easy to use. Products competitive. Any interaction has been simple, helpful and polite. Reviewed on: 17th January 2025

They do what they say they will do.

5
They do what they say and their customer service is first class. I got very fed up with some of the legacy banks who really don’t care about their customers. Found Zopa on the web and from recommendations and I haven’t been disappointed. Reviewed on: 17th January 2025

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