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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

App very easy to use easy to transfer monies around...

App very easy to use easy to transfer monies around Reviewed on: 29th February 2024

Very easy to use app.

Very easy to use app. Good rates on savings and all easily explained and a easily to navigate the app. Simple yet effective to use Reviewed on: 29th February 2024

Excellent rates very competitive

Excellent rates very competitive Reviewed on: 29th February 2024

..Long Term Investor with Zops

I have been with Zopacfor several years, initially with P2Ps investment and have remained with them since then. Excellent bank to deal with. Reviewed on: 25th February 2024

So easy!

Easy to use app, good interest rates, no complaints Reviewed on: 23rd February 2024

Never Look Back!

I recently opened an account with Zopa off the bank of a recommendation for a friend and I wouldn't look back! I have used their money saving pots as well as linked my other bank accounts in order to keep track of spending so I no longer could be without it. Reviewed on: 19th February 2024

Zopa for the long haul

Been with Zopa for years years. First got a loan. Now have savings with them. Good interest on savings and low interest on the lone. Reviewed on: 6th February 2024

Zopa is very easy to use

Zopa is very easy to set up and use - I find their rates are generally very competitive. Reviewed on: 30th January 2024

Best rates and website.

I've been with Zopa for years now & have both Savings and lending. They have the best rates and the best website. Reviewed on: 30th January 2024

It's not a secret.

What's to tell? It's all good.. A binary answer is good or bad. Good in this case means excellent. Reviewed on: 27th January 2024

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