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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

5
Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Zopa rocks!!

5
This has been such an easy way for me to save and using the app is simple. I've even recommended it to my daughter who has just turned 18 so that she can start saving for her future Reviewed on: 8th January 2024

Good app, great experience

5
Good rates, reliable app, very good overall experience Reviewed on: 8th January 2024

Easy all round

5
Easy to set up. Innovative product. Good comes and competitive rates Reviewed on: 8th January 2024

Easy to use, with plenty of information to make life...

5
Easy to use, with plenty of information to make life easier. For the first time in lots of years we are now getting a descent return for our money. Reviewed on: 8th January 2024

Zopa have very competitive interest rates and are ea...

5
Zopa have very competitive interest rates and are easy to deal with Reviewed on: 8th January 2024

Zopa - very easy to use.

5
I have used Zopa for some savings. Very easy to setup and use. The app is also very user friendly. Reviewed on: 8th January 2024

Family favourite

5
Excellent and have recommend to my wife, and step son who both now have an account. Love being able to identify "pots". Was great when longer notice period resulted in rate improvement Reviewed on: 8th January 2024

Easy to navigate the zopa app.

5
Easy to navigate the zopa app. Easy to put money in and take money out. Reviewed on: 8th January 2024

Best on market,v easy to open, add to and withdraw...

5
Best on market,v easy to open, add to and withdraw Reviewed on: 8th January 2024

Really good interest rates.

5
Really good interest rates. Fantastic. Reviewed on: 8th January 2024

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