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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Friendly information

I’m absolutely amazed at what my saving have achieved just with zopa mentioning to me about my savings pot. It’s made me want to save more Reviewed on: 3rd April 2023

Fantastic account

My savings accounts with zopa have great interest rates and an easy to use app and they regularly keep you informed of any changes Reviewed on: 3rd April 2023

Excellent Savings account

It’s a really good interest rate and really easy to use and a good way of saving!! Reviewed on: 3rd April 2023

Great rates, simple App

The Zopa app is really simple to use & offers great savings rates Reviewed on: 3rd April 2023

Easy to use. Top service

Had no issues with Zopa. Quick and easy to set up Reviewed on: 3rd April 2023

Great Rates - Easy Management

Happy with my short term deposit accounts, decent rates and easy access Reviewed on: 3rd April 2023

Fantastic rates, easy to use.

Tempted by fantastic rates I moved to Zopa. Couldn’t have been easier. My son has also just switched over and is enjoying the benefits of Zopa. Reviewed on: 3rd April 2023

Great

I have been saving towards my new house which is nearly finished being built and this saving account has been brilliant. I was able to lock the money away for a period that suited me (my usual bank did not offer anything less than a year) and better interest rates than my usual bank too. Well done Zopa for giving customers what they need rather than the customer having to fit a very outdated model with outdated products. Going forward this is going to be my preferred method of saving as I can have lots of pots for different plans for the future. Reviewed on: 3rd April 2023

Smart!

Brilliantly thought out app, with different levels of account lock down options, with fantastic rates. Already recommended. Reviewed on: 3rd April 2023

Great!

Easy and good rates. Have ypped rates a few times in a few months! Reviewed on: 3rd April 2023

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