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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

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4.94

Based on 7,180 reviews, last reviewed 17th Nov 2025

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7180)

Review of the Zopa, Smart Saver:

Works ok

Cool way for me to save some for a rainy day. Reviewed on: 23rd January 2023

Easy access, fantastic interest rate.

Flexible, great interest rate, rapid deposits and withdrawals. Reviewed on: 23rd April 2025

Great rates, easy to use.

Great rates, easy to use. Direct debits great refund rate Reviewed on: 23rd April 2025

Good interest on saving accounts

Good interest on saving accounts Reviewed on: 23rd April 2025

Zopa is the bank for me !!

I opened a Zopa savings account a little while ago now. I have since opened others. The rates of interest were around 5% or more. The rates now are still quite competitive so that’s why I’m sticking with them at the moment. The App is better than most other banks with many options and pots etc. Paying in and out is easy too. Happy with Zopa. Reviewed on: 23rd April 2025

It's easy to use and has a high interest rate

It's easy to use and has a high interest rate Reviewed on: 23rd April 2025

Saving account

Found really easy to open account and love being able see my linked accounts as well. Very good interest rates Reviewed on: 23rd April 2025

Fantastic, easy to use

Fantastic, easy to use and great interest rates. So simple and not connected to my bank account if someone hacks my card so really secure too Reviewed on: 23rd April 2025

Since I was referred to Zopa by my friend, I am very...

Since I was referred to Zopa by my friend, I am very happy with the services you provide. Reviewed on: 23rd April 2025

Easy zopa app to use excellent saver accounts also u...

Easy zopa app to use excellent saver accounts also used a loan rates are good happy customer would recommend to friends and family Reviewed on: 23rd April 2025

Good experience, but sadly, the rate is no longer th...

Good experience, but sadly, the rate is no longer the best on the market, Reviewed on: 23rd April 2025

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