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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7493 reviews)

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4.94

Based on 7,493 reviews, last reviewed 21st Feb 2026

30400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use the app. Easy to use the app. Very high interest rates. Reviewed on: 21st February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7493)

Review of the Zopa, Smart Saver:

Great savings rate definitely recommend

Great savings rate definitely recommend Reviewed on: 21st January 2025

Very nice service all good and easy

Very nice service all good and easy Reviewed on: 15th January 2026

Zopa - fair and fuss free

Zopa have been efficient, straightforward, honest and supportive. Rates, terms and conditions are transparent and fair. Reviewed on: 15th January 2026

Best rates ,easy to get loans and best rate at credi...

Best rates ,easy to get loans and best rate at credit cards Reviewed on: 15th January 2026

Very good service always keep me informed

Very good service always keep me informed Reviewed on: 15th January 2026

Great online platform and really easy service plus c...

Great online platform and really easy service plus communication is great Reviewed on: 15th January 2026

I changed address and my card was send to the previo...

I changed address and my card was send to the previous address and i called them and they quickly respond and my new card was replaced in the shortest of time. Reviewed on: 15th January 2026

Really helpful and I find Zopa a grat company to dea...

Really helpful and I find Zopa a grat company to deal with Reviewed on: 15th January 2026

.great service

.zopa have been brilliant with keeping up to date with news and banking Reviewed on: 15th January 2026

Great savings account

Easy to use and manage my savings account via their app. Can setup regular savings amount and or just do one off payments Reviewed on: 15th January 2026

Very good experience with Zopa.

Very good experience with Zopa. No much hassle with getting a credit card or a loan. Everything is made easy for the customers and very helpful too. Reviewed on: 15th January 2026

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