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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Really good value for money with their interest rates.

Really good value for money with their interest rates. Reviewed on: 31st March 2025

Super interest on the "holiday" savings plan

Super interest on the "holiday" savings plan Reviewed on: 31st March 2025

Great service

Quick, easy to use, transparent rates etc Reviewed on: 31st March 2025

Excellent, competitive rates.

Excellent, competitive rates. Very user friendly app Reviewed on: 31st March 2025

Nice straight forward banking.

Nice straight forward banking. Really like the app and so easy to use Reviewed on: 31st March 2025

Very competitive rates.

Very competitive rates. Easy to access. Reviewed on: 31st March 2025

App so easy to use.

App so easy to use. Great service in letting you know you have recied a payment. Love the 1p challenge making an easy way to save Reviewed on: 31st March 2025

They have been really fantastic

They have been really fantastic and it's so easy to use. I have not found a better account anywhere Reviewed on: 31st March 2025

Give Zopa a try

Zopa offer good rates with great flexibility, everything is very easy to set up. Reviewed on: 31st March 2025

Fabulous Bank

Zopa offer a high interest rate on savings and reward their customers. Reviewed on: 31st March 2025

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