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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Very easy and simple all round

Very easy to open the savings account, easy to transfer money as it's all managed from an app on my phone. Zopa offers different types of savings accounts with varying interest rates depending on how long you are willing to leave your money untouched. A great way to build up a nest egg of savings in a way that suits you. Reviewed on: 28th February 2025

Easy to use very good app .

Easy to use very good app .would recommend the app to friends and relatives Reviewed on: 28th February 2025

Very easy and simple way of banking

Very easy and simple way of banking Reviewed on: 28th February 2025

Very helpful and good savings rates

Very helpful and good savings rates Reviewed on: 28th February 2025

Saving has never been easier.

Saving has never been easier. You control your account from your phone with a user friendly app. Brilliant. Reviewed on: 28th February 2025

Love the app easy to track money and really easy to...

Love the app easy to track money and really easy to borrow when needed , like the boosted pots to save you from unneeded dipping Reviewed on: 28th February 2025

No Fuss Savings

Great app, easy to use and understand, no fuss savings Reviewed on: 28th February 2025

Easy to interact with, always able to look at your m...

Easy to interact with, always able to look at your money activity at all times. Reviewed on: 28th February 2025

Great interest rates and easy to open accounts.

Great interest rates and easy to open accounts. Neat App, simple to use and easy to move money between accounts. Good communication via email etc giving information regarding changes to accounts, conditions or rates. Reviewed on: 28th February 2025

In my experience Zopa is developing financial servic...

In my experience Zopa is developing financial services in a far more innovative and rapid way than the more traditional banks. Reviewed on: 28th February 2025

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