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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

their products are excellent

We have been with Zopa for a few years and their products have been excellent Reviewed on: 28th February 2025

Zopa is the best bank I have ever used

Zopa is the best bank I have ever used Reviewed on: 28th February 2025

Easy to save via the credit card app

Easy to save via the credit card app Reviewed on: 28th February 2025

My experience with Zopa has been excellent.

My experience with Zopa has been excellent. It was super easy to set-up and the app is very user-friendly. I love that you can use boosted pots to get higher interest rates too. Reviewed on: 28th February 2025

ZOPA Bank Savings

Goods rates of interest to be had, very quick and easy to transfer monies between your in house accounts and to export to outside accounts. I have very often recommended ZOPA when talking to friends about savings and interest rates. Reviewed on: 28th February 2025

Very simple to use.

Very simple to use. App is great. Reviewed on: 28th February 2025

saving with Zopa is so easy

saving with Zopa is so easy, the app is clear to navigate and so easy to add and take out funds at the click of a button Reviewed on: 28th February 2025

Easy transactions and Clear Rates

Zopa makes it easy to see your policies, move money and understand how it is growing Reviewed on: 28th February 2025

Excellent to deal with.

Excellent to deal with...online, app & customer Reviewed on: 28th February 2025

It is very easy to use and navigate and I love the i...

It is very easy to use and navigate and I love the individual savings pots Reviewed on: 28th February 2025

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