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Zopa: Smart Saver reviews

4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

5
Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Easy to use, fast to set up and transfer

5
Easy to use, fast to set up and transfer Isa’s really easily Reviewed on: 28th February 2025

No problem with setup ,easy application and simple t...

5
No problem with setup ,easy application and simple to manoeuvre through app Reviewed on: 28th February 2025

ZOPA Savings

5
I have recommended ZOPA to my whole family and they are now using too. It's easily accessible and the rates are very very competitive. Reviewed on: 28th February 2025

Easy no fuss saving.

5
Easy no fuss saving. App good to use. Reviewed on: 28th February 2025

Great experience

5
Great experience Helpful. Great app and good rates of interest Reviewed on: 28th February 2025

Good access to the account and to information.

4
Good access to the account and to information. Easy to log in on the app and move money around. Reasonable rates and a good range of products available. Reviewed on: 28th February 2025

Zopa is fantastic.

5
All of Zopas products are so easy to use and the customer service is fantastic. Reviewed on: 28th February 2025

I have recommended Zopa to at least 6 of my family g...

5
I have recommended Zopa to at least 6 of my family great rates and so easy to use Reviewed on: 28th February 2025

Great service.

5
Great service.nevet had any problems..good customer service Reviewed on: 28th February 2025

Excellent service

5
Excellent service so far. No complaints Reviewed on: 28th February 2025

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