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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Easy to use, flexible, with high interest rates.

Easy to use, flexible, with high interest rates. Reviewed on: 22nd January 2025

Very easy to use and helped me save

Very easy to use and helped me save Reviewed on: 22nd January 2025

Easy to use and good interest rates

Easy to use and good interest rates Reviewed on: 22nd January 2025

Zopa's Smart Saver account is brilliant

The smart saver account is absolutely brilliant - I really like that it has the option to set up different pots for different savings goals, and that the interest rates are very competitive. The layout of the app is great; the interest rates on each pot are clear to see and the summary of total interest paid on each pot is a great motivator in savinng more. Reviewed on: 21st January 2025

App easy to use.

App easy to use. Products clearly explained Reviewed on: 21st January 2025

Great savings rate definitely recommend

Great savings rate definitely recommend Reviewed on: 21st January 2025

Easy to use app with great features.

East to use app with great features. Reviewed on: 20th January 2025

Very happy with Zopa.

Very happy with Zopa. Interest rates are one of the best. Information and communication are always up to date and frequent. I will be with Zopa for many years to come thank you Reviewed on: 20th January 2025

App saving treat

Easy to use app. based product with great service and competitive rates Reviewed on: 20th January 2025

Flexible saving, choose isa or not, savings with del...

Flexible saving, choose isa or not, savings with delayed access get a bonus, fast transfers of funds out and deposits hit the account fast, all of this via the app. Reviewed on: 20th January 2025

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