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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Good interest rates, easy to set up

Good interest rates, easy to set up Reviewed on: 18th January 2025

Very good rates of return and customer service

Very good rates of return and customer service Reviewed on: 18th January 2025

Innovative bank.

Easy to use app. Ability to organise money into pots. Competitive rates Innovative bank. Reviewed on: 18th January 2025

Easy to use app.

Easy to use app, straight forward when adding, moving or withdrawing money. Reviewed on: 18th January 2025

Don’t want to a title

The app is very easy to use and navigate Reviewed on: 18th January 2025

Very good competitive, rates.

Very good competitive, rates. Never had any problems or concerns. Reviewed on: 18th January 2025

Great range, great app, great rates

Zopa offer a good range of products with excellent rates, an easy to use app and great customer service by phone on the one occasion when I needed help to sort a problem. I especially love the flexibility that the different savings pots gives. Reviewed on: 18th January 2025

Easy to set up and manage with decent interest rates.

Easy to set up and manage with decent interest rates. Reviewed on: 18th January 2025

Zopa gives good interest rates with easy access.

Zopa gives good interest rates with easy access. Like the way you can split savings and ISA accounts into different pots Reviewed on: 18th January 2025

Great interest rates

Zopa offer great interest rates for savings and the account is very easy to manage online. Reviewed on: 18th January 2025

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