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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Excellent rates and service...

I have held a saving account with Zopa for some time now. I receive an excellent interest rate, and access to my savings is quick and simple Reviewed on: 17th January 2025

No looking back

Very easy to set up, use app and transfer money between accounts and different savings Zopa pots. So easy I didn’t believe it at first and very competitive interest rates. Reviewed on: 17th January 2025

They have help me to get a credit card and a loan...

They have help me to get a credit card and a loan as they show you how to help yourself to get these things Reviewed on: 17th January 2025

Modern banking

Able to seamlessly transfer money to maximise interest received Reviewed on: 17th January 2025

Great for managing your savings.

Great for managing your savings. App is super easy to use and rates are great! Reviewed on: 17th January 2025

Simple to use and great interest rates

It was easy to set up my account and it’s simple to move things about online. There are great interest rates available and the option to move money to boost these even further. Reviewed on: 17th January 2025

Zope Savings

I have numerous savings accounts with Zopa. Their interest rates are very good. Their app is easy to use and of a high quality. I have just opened a current account with them also. I haven't had any issues so not sure re their customer service. Reviewed on: 17th January 2025

Best interest rates foraccess savings

Good interest rates for savings Easy to navigate app. Choice of savings is accounts. Reviewed on: 17th January 2025

Very easy to use online usage.

Very easy to use online usage. Easy to move money to and from other providers. Reviewed on: 17th January 2025

Helpful personal problem solving

Helpful personal touch after the automated system couldn't - answered within 10 seconds and solved my problem Reviewed on: 17th January 2025

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