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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Excellent rates and customer service

I’ve been with Zopa for a few years now their interest rates and flexibility are great. They’re very informative of any changes and the app is very easy to use. Reviewed on: 17th January 2025

Piotr 79

An easy and understandable way to invest your money Reviewed on: 17th January 2025

I open my account on line, it was straight forward o...

I open my account on line, it was straight forward only took by minutes,at 72 and not great at changes, it couldn’t have been easier, from the comfort of my own home. Reviewed on: 17th January 2025

Zopa provides an easy way to save with great interes...

Zopa provides an easy way to save with great interest rates. The different saving pots are perfect for setting different saving goals and keeping track of them. Easy to set up and manage, great value for money. Reviewed on: 17th January 2025

Good interest rates.

Good interest rates. I have a zopa bank account which gives me a good rate of interest for a savings pot. Reviewed on: 17th January 2025

Zopa is all round good!

Zopa is convenient, competitive, and clever. It suits me perfectly. Reviewed on: 17th January 2025

Very happy with my Zopa account.

Very happy with my Zopa account. Excellent service Reviewed on: 17th January 2025

Great savings accounts

Great savings accounts always good interest rates Reviewed on: 17th January 2025

Really pleased with Zopa, and the App everything in...

Really pleased with Zopa, and the App everything in one place at a glance. Reviewed on: 17th January 2025

Excellent open honest banking

I've been impressed at how they keep me updated with rate changes both up and down and they are more responsive than the bank I've had for over 20 years! I feel they are transparent and honest and I can easily see what is happening with my money and my interest! Reviewed on: 17th January 2025

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