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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Good rates of interest and excellent online informat...

Good rates of interest and excellent online information Reviewed on: 17th January 2025

Creating Pots

Managing our finances by creating various pots is so easy, and actually adds an element of fun to banking. We use pots for motoring, leisure and general household maintenance. When we receive a bill or need to spend a considerable amount of money on an item or an expenditure, we simply transfer the money from the corresponding pot to finance it. We have a standing order set up to add money to these pots on a monthly basis. It also helps us to monitor how much we are spending and on what. Reviewed on: 17th January 2025

Best Savings Account Ever!!

Great experience with Zopa! I have recommended it to everyone especially for savings, I watch my balance grow every month with the excellent interest rates I receive… I have received more interest in 4 months than what I did over a year with my high street bank!! Reviewed on: 17th January 2025

Consistently high in the best Interest rates on offer

Consistently high in the best Interest rates on offer Reviewed on: 17th January 2025

Efficient service and competitive rates

Efficient service and competitive rates Reviewed on: 17th January 2025

It's really easy to save with smart saver.

It's really easy to save with smart saver. With the auto save function you can save to multiple savings accounts Reviewed on: 17th January 2025

Great bank.

Great bank. Bank account with 2% interest and 2% on bill payments what’s not to love. Been with them for a while and easy access to accounts Reviewed on: 17th January 2025

Simple to use!

Simple to use! I like creating different spaces for different purposes + the interest is great. Reviewed on: 17th January 2025

All good easy to use via app easy to set up account...

All good easy to use via app easy to set up account and good rate of interest …… Reviewed on: 17th January 2025

A game dhanger

Using Zopa to manage individual saving pots has been a game changer. Reviewed on: 17th January 2025

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