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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Great Savings

A great savings rate and easy to use app. Reviewed on: 17th January 2025

Excellent!

Zopa is easy to use, everything is clear and straightforward and customer service is over and above all expectations. Truly excellent! Reviewed on: 17th January 2025

It's perfect.

It's perfect. Sometime I put money and collect money. It's too quick. You mean perfect Reviewed on: 17th January 2025

Expedite payment for loans.

Expedite payment for loans. Good savings interest Reviewed on: 17th January 2025

I have a few credit cards and Zopa the best one easi...

I have a few credit cards and Zopa the best one easily , would highly recommend Reviewed on: 17th January 2025

Excellent all round

Excellent all round. Great savings rate great customer service. Reviewed on: 17th January 2025

Excellent savings rates and very easy to use app.

Excellent savings rates and very easy to use app. Reviewed on: 17th January 2025

I love the ease of the App.

I love the ease of the App. Just wish the actions were immediate. Reviewed on: 17th January 2025

Zopa! Everything banking in one place.

Simple, but secure APP that allows effortless control of your money. Moving money from my saving to my Zopa bank account takes seconds. Zopa has been a perfect banking provider for me and I expect to be a loyal customer for many years to come. I would recommend Zopa to everyone who wants everything banking in one place. Reviewed on: 17th January 2025

Fantastic!

I have been really pleased with every asoect of their services and my own experience. The app is so easy to use, processes and transactions are all very slick and they offer competitive rates. I have been so impressed I have recommended friends and family who all now are customers of Zopa! Reviewed on: 17th January 2025

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