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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Brilliant app

Good interest rates, easy to set up and the app makes it super easy to move money into different pots and withdraw when needed Reviewed on: 17th January 2025

Better than my high street bank!

Very easy to setup and simple to use. Most importantly the interest rates are better than my high street bank! Reviewed on: 17th January 2025

A good all round experience

Easy to deal with and good rates of interest, and range of products Reviewed on: 17th January 2025

Tip top service

I find Zopa easy to use and customer service has always been great. Reviewed on: 17th January 2025

Zopa is friendly, easy to use and gives good interes...

Zopa is friendly, easy to use and gives good interest rates. What's not to like! Reviewed on: 17th January 2025

The Zopa app is easy to use, integrates well with my...

The Zopa app is easy to use, integrates well with my bank accounts and makes saving and moving money so easy. I highly recommend it to anyone wanting to save and get good interest on their savings. It’s so flexible and easy to change with changing circumstances. Reviewed on: 17th January 2025

Good range of flexible savings accounts.

Good range of flexible savings accounts with a good interest rate and an app that works beautifully. Reviewed on: 17th January 2025

Very simple to use, set up and manage.

Very simple to use, set up and manage. This is a big benefit for people who want to set up savings in an easy way and continue with managing it easily. Reviewed on: 17th January 2025

Fantastic savings account easy app to use and fast s...

Fantastic savings account easy app to use and fast service Reviewed on: 17th January 2025

App is great instant deposit and withdrawal love set...

App is great instant deposit and withdrawal love setting up pots for different things to save for Reviewed on: 17th January 2025

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