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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Very impressive interest rates.

Very impressive interest rates. I’ve been with Zopa for 4 years now having initially taken out a car loan. I now have a savings account and current account with them and very impressed with how easy their app is to use and the interest / cashback available. Would recommend for loans, savings account and current accounts. Reviewed on: 17th January 2025

Good rates for new accounts , new current account al...

Good rates for new accounts , new current account also good Reviewed on: 17th January 2025

Great savings rates!

I have been with Zopa for a while with both a loan in the past and a current credit card. I have been using their smart savings account to build up my savings and am really impressed with their rates. Reviewed on: 17th January 2025

Excellent

Excellent App and instant access to funds. Great interest rates, nice to see it going up monthly. Fantastic products. Reviewed on: 17th January 2025

Zopa are the most comprehensive company I have used.

Zopa are the most comprehensive company I have used.everything from credit card to saving.so easy to use and friendly.i can't recommend zopa enough. Reviewed on: 17th January 2025

For a loan or savings look no further

I have had loans and savings accounts with Zopa. Great rates on both and very easy to check on app how savings are growing., Reviewed on: 17th January 2025

Great bank

Easy to use app with good rates and almost instant access Reviewed on: 17th January 2025

Sleek and simplicity itself!

The ease and simplicity of the Zopa app means I can speedily access all my transactions and information. The app is sleek to use. Unlike other banking apps, I have never had any difficuties accessing my accounts. I have never experienced any login issues. I have everything I need at the touch of a button, at anytime of the day. Reviewed on: 17th January 2025

Zopa Bank

I enjoy a good 7.5 % rate on my regular savings and 2% on my current account from Zopa. The app is easy to use and also have my other bank accounts connected to overview in one place. Reviewed on: 17th January 2025

Good rates and easy to use

Easy to use app. Simple transfer of my ISA. Good interest rate Reviewed on: 17th January 2025

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