Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Zopa have been the best bank I’ve had.

Zopa have been the best bank I’ve had. Great savings rate. Easy to set up & move money around. Reviewed on: 17th January 2025

Flexible and competitive

I love the flexibility of Zopa's saver accounts, and the saving pots. Plus the interest is so much better than high street banks. I've used my Zopa accounts to save for my first house, holidays, Christmas etc. Reviewed on: 17th January 2025

Decent savings rates but there is some higher rates...

Decent savings rates but there is some higher rates with competitors, easy to set up accounts. Reviewed on: 17th January 2025

Nice interest!

Easy to set up and manage. Great interest rates and easy to access Reviewed on: 17th January 2025

Highly Recommended

Love the way you can add and remove money from and to Zopa and the way you can create POTS with different notice levels and interest rates. Reviewed on: 17th January 2025

Great Products

App is simple to use. Account set up in minutes. Great products and interest rates Reviewed on: 17th January 2025

Quick and simple

Easy to transfer money from one account to the other. quick and simple Reviewed on: 17th January 2025

Excellent!

Excellent service, fast deposits/withdrawals and clear statements, with a good interest rate Reviewed on: 17th January 2025

Great company

Really good customer service and interest rates. Reviewed on: 17th January 2025

Easy, flexible & fair savings account

I started investing with Zopa's Smart Saver account 2 or 3 years ago and have found it very easy and intuitive to use. They also gave me a decision on a loan within 20 mins, and I'm now able to pay the whole sum off within 3 years rather than paying the exorbitant fees I was being charged on 2 credit cards. It was a HUGE relief! Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant Access Savings
from Metro Bank 4.80 from 484 reviews
Fixed term savings
from thisbank 4.58 from 203 reviews
Instant Access Account
from Principality Building Society 4.21 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub