Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Helpful Customer Service and good interest rates

Everything easy to use and customer service extremely helpful. Zopa have some very good interest rates and savings products Reviewed on: 17th January 2025

Very easy set up and go

Very easy set up and then easy use for moving funds in or out Reviewed on: 17th January 2025

Monthly amount goes in and I use it if necessary fo...

Monthly amount goes in and I use it if necessary for unexpected payments brilliant Reviewed on: 17th January 2025

Straight forward to set up and very easy to use.

Straight forward to set up and very easy to use. Card arrived in a few days and I was able to get it set up through the app. Reviewed on: 17th January 2025

Came for loan, now I have the lot!

Originally went to Zopa for a car loan, but then saw the savings rates and have been gradually moving money across, now I've got the current account with credit interest and cashback, what's not to love! Reviewed on: 17th January 2025

Best Bank Uk

All round excellent company with fab savings rates! Reviewed on: 17th January 2025

Good savings rates and easy access to my money.

Good savings rates and easy access to my money. The app works perfectly and on the one occasion that I had to contact them with a query about limits and transfers I got the answer that I needed quickly. Reviewed on: 17th January 2025

Great fixed rate ISA and regular saver

Easy to open fixed rate ISA with leading rate at the the time of issue. Now taking out regular saver at a greta rate with easy transfer from my bank. All done on the app and easy to set up for a 69 year old. Reviewed on: 17th January 2025

Happy customer after years saving with them

I've been a Zopa customer (smart saver, and ISA account) for years now. I love the simplicity of their App. It provides the info you need in a very transparent way. Once I got locked out from the account because the system identified transactions as suspicious, and it was a pain to go through support calls and chats to regain control of it... but I guess this is part of having improved security. Reviewed on: 17th January 2025

wide ranging products

Great app, good options and very wide ranging products Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Earl Shilton Building Society 4.05 from 1 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Savings
from Coventry Building Society 4.57 from 130 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub