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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Very easy to setup and use.

Very easy to setup and use. Good interest rates Reviewed on: 12th April 2024

Great app, nice interface.

Great app, nice interface. Handy having the different pots and helps to forward plan. Not used customer service yet so no comments there Reviewed on: 12th April 2024

Zopa are brilliant.

Zopa are brilliant. The app is incredibly easy to use and the interest rates are excellent. Reviewed on: 12th April 2024

Really easy to set up with great rates.

Really easy to set up with great rates. Reviewed on: 12th April 2024

Good interest on my savings and can grab my money im...

Good interest on my savings and can grab my money immediately should I need it Reviewed on: 11th April 2024

Fantastic app with excellent interest rates

The mobile app is fantastic! It seamlessly integrates with my primary bank account so transfer of funds can be made in a few taps. Great variety of savings accounts with excellent interest rates. I like the flexibility of the 'boosted pots' feature that lets you lock portions of your money away over a short fixed term with higher interest rates. Reviewed on: 11th April 2024

Easy quick set up, online/app banking.

Easy quick set up, online/app banking. Saving pots help to categorise what I’m saving for. Good interest rates and notice accounts provide good options on rates. Reviewed on: 10th April 2024

Easy to use app.

Excellent service - easy to use app. Reviewed on: 8th April 2024

Clear, easy and excellent interest rates.

Clear, easy and excellent interest rates. Reviewed on: 5th April 2024

Great company to use great savings rate

Great company to use great savings rate Reviewed on: 3rd April 2024

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