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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Zopa review

Flexible great choice can switch between pots and link easy to your bank Reviewed on: 10th March 2024

Great Products

So easy to use,great products. Probably one of the best places to get a good interest rate. Reviewed on: 10th March 2024

Very flexible and easy to use the app and tailor my...

Very flexible and easy to use the app and tailor my savings Interest rates based on how long I want to lock them up. Reviewed on: 10th March 2024

No complaints.

No complaints. No issues ever experienced with Zopa Reviewed on: 9th March 2024

Excellent savings account and bank

Excellent savings account and bank Reviewed on: 9th March 2024

Great app.

Great app. Clear information and easy to navigate. I like the fact we can divide savings into pots for different targets. Good interest rate but not the highest on the market. Reviewed on: 9th March 2024

Seems very good

Seems very good the interest rate was the best I could find. The customer Service when I used it was equally good Reviewed on: 9th March 2024

Easy to set up and view account.

Easy to set up and view account. Simple steps to move money into smaller saving accounts. Reviewed on: 9th March 2024

The APP is so user friendly and it’s so easy to mana...

The APP is so user friendly and it’s so easy to manage your money Reviewed on: 9th March 2024

Zopa is a brilliant and reliable savings account

Zopa has been a brilliant and reliable place to save money. It offered the highest interest upon opening. But since then even its booster pots have been beaten by other instant access accounts. Reviewed on: 9th March 2024

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